Payment gateway integration options for startups in France

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Payment Gateway options in FranceFrance has a strong startup ecosystem that has been enabled by a highly educated population, great business environment and active participation by investors. Some of the successful startups from the country include Criteo, Monext, Auféminin.com, Booking.com, Canalblog and others. What payment gateways are available for startups in France?

Startups in Europe face the same problems when they want to accept payments online; finding a gateway that customers can trust and that will not cut deeply into their margins. Startups selling to international consumers have to especially think about the payment gateways that their target customers prefer.

Below are some of the top payment gateways available for France startups:

Ogone

Ogone is a payment gateway that offers tailored solutions for startups in France. The company offers payment processing, management, security and fraud protection and mobile payments. Businesses can accept different payment methods, multi-currency and can get a merchant account with the help of Ogone.

Fees: The set up and monthly fee are €299 and €99 respectively. Contact Ogone at +33 (0)1 70 70 09 03 for a quote.

Wirecard

Wirecard is one of the well-known payment gateways in Europe. The company enables businesses to accept all payment methods used in the French market. The company has tailored its services for merchants serving the local market and offers payment, banking and risk management solutions.

Fees: Pricing is tailored based on your business risk and transactions processed. Contact Wirecard for a quote.

Braintree Payments

Braintree Payments expanded its operations to Europe and France is one of the countries that it now serves. The company enables merchants to accept online and mobile payments without the need for a merchant account. Businesses can accept Euro payments as well as over 130 currencies.

Fees: Braintree works with different banks that charge different rates. Contact the France team at 00.800.4005.4400 for pricing information.

WorldPay

WorldPay is a UK payment gateway that also serves most of Europe. The company has tailored solutions for small and mid-sized businesses as well as corporations. Businesses need a merchant account to start accepting payments with WorldPay. Business can accept over 70 currencies, generate payment statements and access other standard online payment functions.

Fees: WorldPay charges merchants custom fees based on different factors. Contact the company for pricing information.

PayLane

PayLane is a payment gateway that enables merchants to accept credit and debit card payments online. Businesses can also accept other types of payments including PayPal, CartaSi, Carte Bleue, iPKO, mTransfer, iDEAL and others. You must have a merchant account to accept online payments with PayLane.

Fees: Transaction fees range from 0.05 EUR to 0.12 EUR depending on the payment method used. The monthly fee starts from 10 EUR and chargeback fee start from 10 EUR per transaction. Check the pricing table for more information.

Relax Payments

Relax Payments is one of the leading payment service providers in Europe and serves over 11,000 clients. The company allows businesses to accept payment online and by phone, and have the money settled in their bank accounts the next day. Relax Payments offers free fraud prevention tools and you can use the same setup for many websites. You must have a merchant account to accept payment with Relax Payments.

Fees: Pricing varies for first time sellers, SMEs and corporations. The SME package starts at €29 per month while corporate solutions are priced differently. Contact Relax Payments for more information on pricing.

Other Payment Gateways

Other payment gateways that France startups can choose include PayPal, Skrill, 2Checkout, Google Checkout, and others. Most of these payment gateways do not require a merchant account to accept credit card payments.

There are plenty of options available and you need to select the one which will suit to your business needs. Check fees, merchant account agreement, support and reputation of the company.

Which payment gateways do you recommend for France start-ups or businesses that wish to accept credit card payments? Share your thoughts below.

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Posted on January 28, 2013

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